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If it is true that the state of your house says a lot about you as a person, does your home say that you are a hopeless pack rat? Are you wondering how on earth you are going to declutter and organize your home and how you can kick the bad habit of keeping EVERYTHING once and for all? Perhaps you have read some of the decluttering tips on the internet or in a magazine somewhere, and liked a few of the tips enough to fill up one (or maybe two) bags with
Family TiesTime and Money
By Cynthia Ewer
Editor, Organized Home
Author, Houseworks: How to Live Clean, Green and Organized at Home
Think Christmas ... in July? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
Cash In! Do-It-Now Ways To Save Money For Christmas
More Great Ideas: Articles for an Organized Home:Pantry Cleaners: Recipes for Homemade Cleaning ProductsSew A Clean Sweep Apron!