Think Christmas ... in July? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
Cash In! Do-It-Now Ways To Save Money For Christmas
More Great Ideas: Articles for an Organized Home:Pantry Cleaners: Recipes for Homemade Cleaning ProductsSew A Clean Sweep Apron!
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